TY JOUR TI The right of citizens to self-lock out consumer loans or loans: problems and prospects for implementation KW loan KW loan KW ban KW bank KW citizens' right JO Bulletin of the Kaliningrad branch of the Saint-Petersburg University of the Ministry of Internal Affairs of Russia AU Alekseeva, A.P. AU , .. PY 2024 IS 0 PB SAINT-PETERSBURG UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF THE RUSSIAN FEDERATION