TY JOUR TI DISTINCTION OF THEFT FROM FRAUD, PERFECT WITH USING ELECTRONIC PAYMENT MEANS KW Theft from a bank account KW fraud using electronic means of payment KW property KW deception KW breach of trust KW intent KW selfish purpose JO Bulletin of the Kaliningrad branch of the Saint-Petersburg University of the Ministry of Internal Affairs of Russia AU Kurichkov, D.O. PY 2024 IS 0 PB SAINT-PETERSBURG UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF THE RUSSIAN FEDERATION